出版社：Centre of Sociological Research, Szczecin, Poland
摘要：Th e article focuses on the impact of the 2008 Insolvency Act in Czech Republic, which introduced new consumer bankruptcy legislation designed to help debtors become free of unpaid debts. Th e survey included 664 insolvency proceedings of individuals started in 2008 and ended by 2013. A situation emerges in which we can for the fi rst time evaluate the level of creditors’ satisfaction on the basis of concrete data mined from the insolvency register. Th e aim of article was to identify and compare trends between three key participants of insolvency proceedings – debtors,creditors and judiciary. Th e survey showed a higher initial debt among males,although they were at the same time able to repay a higher percentage of this debt. For creditors,the survey showed that almost a fi fth of receivables are secured,most frequently with real estate. Th e part focused on the court structure identifi ed diff erences in time needed for regional courts to pass the rulings.
