出版社：LLC “Consulting Publishing Company “Business Perspectives”
摘要：FinTech innovations are one of strategic decisions to increase the profitability of a company.This study determines the level of profitability of companies before and after the emergence of FinTech products.The authors focused on companies that have launched FinTech products and published their financial reports.The study sample consisted of 17 FinTech products from 16 companies in Indonesia.The limited number of the sample was caused by not all of them having published its financial reports,while we have checked 157 FinTech companies.An event study approach using paired sample T-test is utilized.The period used in this study is four years,covering two years before and two years after the company launched FinTech products.Data were obtained from IDX,FinTech.id,and company web-pages.The results clearly showed that there was a significant influence on return on assets(ROA),but no significant difference in return on equity(ROE).This finding gives more contribution to the FinTech industry about the company's profitability impact of launching FinTech product.
