摘要：Государственные и частные инициативы, направленные на повышение финансовой образованности гра- ждан по-разному решаются во многих странах. Для России обращение к мировому опыту в вопросах повыше- ния финансовой грамотности представляется весьма актуальным. Наибольший интерес представляет зарубеж- ный опыт тех стран, в которых программы по финансовой грамотности доказали свою эффективность. Инфор- мационно-образовательные продукты, направленные на повышение финансовой грамотности населения, рас- сматриваются на примере США и Польши, имеющих интересные подходы и методические материалы.
其他摘要：The state and private initiatives directed to the increase of financial literacy of citizens are being solved in different ways in many countries. For Russia an appeal to the international experience in improving financial literacy is very topical. The greatest interest represents foreign experience of those countries in which programs on financial literacy have proved the efficiency. The information-educational products directed to the increase of financial literacy of the population, are considered on an example of the USA and Poland, having interesting approaches and methodical materials. In the USA the projects and programs directed to increase of level of financial literacy of the population, are financed basically by a private sector with support of the state and public initiatives. Financial education in the USA is based on partnership of the organisations of all patterns of ownership and all levels of the power. In Poland state financing of such programs prevails. And the Central bank of the country is their initiator. Educational programs are constructed on the private-state partnership with consolidated financing of events for financial literacy. World experience is useful to Russia from the point of view of the organizational aspects, use of various techniques and educational resources.
关键词：мировой опыт финансового образования;финансовая грамотность;образовательные программы и проекты;образовательные материалы
其他关键词：world experience of financial formation;financial literacy;educational programs and projects;educational materials
