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  • 标题:Customer Orientation and Business Performance in Community Banks: A five year c
  • 其他标题:Orijentacija ka potrošaču i poslovne performanse lokalnih privatnih banaka u razdoblju od 2006.do 2011.
  • 本地全文:下载
  • 作者:John Fitzgerald ; Gerald Sullivan ; Borivoje Đokić
  • 期刊名称:European Journal of Applied Economics
  • 印刷版ISSN:2406-2588
  • 电子版ISSN:2406-3215
  • 出版年度:2012
  • 卷号:9
  • 期号:2
  • 页码:9-13
  • 语种:English
  • 出版社:Singidunum University
  • 摘要:Prior studies involving the influence of market orientation on enhanced business performance have shown mixed results.The purpose of the 2011 study was to determine if over the five year period since the 2006 study,the market orientation of community banks in relationship to their business performance had changed.The authors theorized that this inconsistency may be caused by the investment in a market orientation having a diminishing returns when measuring enhanced business performance.To this end authors surveyed community oriented commercial banks in six states.The authors used the responses of the individual bank’s CEOP as a proxy for the senior management measure of a commitment of market orientation.They used audited numbers from audited financial statements submitted by the individual banks to their governmental regulators to compute a return on assets which was used as the measure of business performance.The result of the study concluded that there was indeed a point of diminishing return on assets when investing in marketing orientation and identified such a point using a seven pint scale.The point of diminishing return was also identified for each of three components of market orientation using the same scale.It appeared that those banks who tended to control their customer orientation in the 2006 time frame,were better positioned to be successful in the stressed economic times.The participating banks corporate culture,relative to the value of a portion of its customer base that was unprofitable or marginally profitable,and the bank’s willingness to move away from these customers,and their propensity to show profit level not enjoyed by their competitors,allows for their survival today.
  • 其他摘要:Ranija istraživanja o uticaju tržišne orijentacije na poboljšanje poslovne performanse su imala različite rezultate.Autori rada smatraju da je do te nedoslednosti došlo zbog toga što investiranje u tržišnu orijentaciju ima tačku smanjenja stope prinosa pri merenju poboljšanih performansi.Zbog toga su autori rada istražili manje lokalne privatne banke (community banks) u pet država SAD.Autori su koristili odgovore pojedinih direktora banaka kao meru posvećenosti viših menadžera tržišnoj orijentaciji.Koristili su cifre iz revizijskih finansijskih izveštaja koje su banke slale u poresku upravu radi računanja poreza na prihode,to je bilo upotrebljeno kao mera poslovnog uspeha.Rezultati istraživanja pokazuju da zaista postoji moment smanjenja stope prinosa pri investiranju u tržišnu orijentaciju,kojeg su autori identifikovali uz upotrebu skale sa sedam nivoa.Tačka smanjenja stope prinosa je takođe identfikovana za svaku od tri komponente tržišne orijentacije uz upotrebu iste skale.
  • 关键词:diminishing return on assets;customer orinetation;community bank performance;marketing orientation;competitor orinetation.
  • 其他关键词:smanjena stopa prinosa;klijentska orijentacija;učinak lokalnih privatnih banaka;tržišna orinetacija;konkurenta orijentacija
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