期刊名称：Zeszyt Naukowy Wyższej Szkoły Zarządzania i Bankowości w Krakowie
印刷版ISSN：1897-659X
电子版ISSN：2300-6285
出版年度：2013
期号：29
页码：1-12
语种：English
出版社：Wyższa Szkoła Zarządzania i Bankowości w Krakowie
摘要：Small business and most of the African population have a limited access to credits and loans offered by banks. It is a great barrier for the development of the region,in which great majority of the population lives under the poverty line and has no regular income. In response to the growing demand for financial services,a sector of micro-finance services has developed,aiming to provide services to the poorest communities. Through the last five years,significant changes have been noticed on the African continent. Africa has been following a path of economic and social development. There is no doubt that micro-financing may contribute to those processes as one of its outcomes is the alleviation of poverty and an increased access to goods,services and income. Micro-financing helps African people achieve economic security.
