摘要：In modern times it is always associated with the development of technology. All aspects of current activities are facilitated by technology, not least in the financial sector. Appears a new innovation in order to support the private or corporate economy. Inovaasi is known as borrowing services to borrow money based on information technology. These services are included in technological financial services. This technology-based money-borrowing service does not yet have specific rules governing this service, although technology-based borrowing and borrowing services is busy among the public. It can cause harm to all parties because there is no legal protection attached to them. Borrowing services borrow money based on information technology even though it is very easy for people today, but this service is very risky that caused between the lender and the borrower not face to face directly when executing the agreement or transaction. Therefore, the regulation of financial technology is considered very urgent, should be made regulations that regulate the borrowing services to borrow money based on this information technolog.
其他摘要：Pada zaman yang modern ini selalu dikaitkan dengan perkembangan teknologinya. Segala aspek kegiatan saat ini dipermudah dengan adanya teknologi, tidak terkecuali dalam sektor keuangan. Muncul sebuah inovasi baru demi menunjang perekonomian pribadi ataupun
