摘要：The aim of this research is to have insight about the effect of earnings assets growth (credit offered) and third parties’ fund (saving and deposits) on LPDs, operational performance (BOPO ratio) in Badung regency both simultaneously and partially. Sample is collected using random sampling method with total sample of 30 LPDs. This research uses annual data in the period of 2002-2007. Data are analyzed using multiple linier regressions. The results show that simultaneously all independent variables, which consist of growth of credit offered, saving, and deposits, has significant effect on operational performance of LPDs in Badung Regency during the period of 2003-2007 with adjusted R2 of 0.049. Although, partially only growth of credit offered affects LPDs’ operational performance significantly with degree of confidence of 95%.
关键词：earnings assets growth; third parties’ fund growth; operational performance (BOPO ratio)
