摘要：The insurance sector significantly influences the economic development of any country and it is an important factor of financial sector stability. The Serbian insurance sector is underdeveloped and according to the level of the development, it is positioned under the average value of EU countries. This is corroborated by the indicators of insurance market development - the relation between the total premium and the GDP and the total premium per capita. Based on the 2004 Law on Insurance and the Law on the Amendments to the Law on the National Bank of Serbia, the supervision of insurance activities has been entrusted to the National Bank of Serbia. In 2004, the National Bank of Serbia defined and revealed its strategic goal in the insurance area - creating and observing a safe and stable insurance sector and ensuring public trust in the insurance sector, and protecting insured and third persons. According to its legal authority, the National Bank of Serbia delivers acts required by law, supervises insurance sector activities, issues and revokes licenses for businesses of insurances, reinsurances, brokerage and insurance agencies and businesses directly connected with insurance activities, gives consent to acts, issues and revokes consent for appointment of members - the Director and Supervisory Board, issues and revokes consent for acquisition of qualifying holdings in insurance companies, processes statistical and other information, maintains registers of data according to the Law, considers complaints on the work of insurance companies applied by insured and the third parties, including the businesses of mediation activities.
关键词：insurance market development; supervision over insurance activities; insurance company
