期刊名称：Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie
印刷版ISSN：1844-7007
出版年度：2014
期号：1
页码：208-212
语种：English
出版社：Academica Brâncuşi
摘要：Any loan transaction is accompanied by a risk: the probability that the borrower will not honor its commitment.The assessment of the risk is of paramount importance to the lender,since the enterprises are quite frequently facing difficulties (default,bankruptcy),and,since the consequences of these difficulties seriously affect the economy.Regarding the creditor,the existence of this risk affects his hope to earn profit from the lending operations and increases the likelihood of encountering serious difficulties,if the debtor is not able to repay the loan.
