摘要：From a theoretical point of view,there are certain similarities between Islamic banks and conventional mutual funds,particularly in terms of the fundraising methods.In the paper,we tested that similarity from the practical aspect.A special emphasis is on the advantages and disadvantages of the previously mentioned financial institutions investors’ status.The aim of this study is to compare Islamic banks with generally known conventional financial institutions,such as mutual funds,and,in that way,enable the readers a better understanding of the Islamic banking concept,which is still relatively or completely unknown to the domestic public.The research is based on the comparative method by which we compared the investor’s status in Islamic banks and their status in mutual funds.The significance of this paper’s conclusions is reflected in the fact that readers are given a good basis to regard Islamic banks,whose arrival in Serbia can be expected in the foreseeable future,objectively,taking into consideration primarily the economic principles,benefits and problems of cooperation with Islamic banks.
其他摘要：Sa teoretskog aspekta,između islamskih banaka i konvencionalnih investicionih fondova postoje izvesne sličnosti,naročito po pitanju načina prikupljanja finansijskih sredstava.U radu se navedena sličnost testira i sa aspekta prakse.Poseban fokus je stavljen na prednosti i nedostatke statusa ulagača navedenih finansijskih institucija.Cilj rada je da kroz poređenje islamskih banaka sa opštepoznatim konvencionalnim finansijskim institucijama,poput investicionih fondova,čitaocima približi koncept islamskog bankarstva,koji je još uvek domaćoj javnosti nedovoljno poznat ili čak potpuno nepoznat.U radu dominira komparativna metoda,putem koje se upoređuju statusi ulagača islamske banke i investicionih fondova.Značaj zaključaka rada se ogleda u tome što se čitaocima daje kvalitetna osnova da islamske banke,čiji se dolazak u Srbiju može očekivati u dogledno vreme,mogu sagledati objektivno,uzimajući u obzir prevashodno ekonomske principe,koristi i probleme saradnje sa islamskim bankama.
关键词：Islam;banking;shareholders;depositors;agency problem
其他关键词：islam;bankarstvo;akcionari;deponenti;agencijski problem
