摘要：Modern banking industries operate in a complex macroeconomic environment which cyclically enters the stages of global economic crises.One of the consequences of these cyclical stages is the serious threat to the financial position of banks.In the case of big,systemically important banks that are mainly internationally active through subsidiaries in different countries,the risk of insolvency has suggested that this could result in much broader implications for the economic and financial sector of the country.In order to prevent the collapse of large,systemically,and beyond,important banks,the European Parliament and the Council adopted a framework for the recovery and resolution of credit institutions and investment firms,which introduced the „bail-in "mechanism with the aim of transferring the burden of bank recovery to the private sector.
其他摘要：Savremene bankarske industrije posluju u složenom makroekonomskom okruženju koje ciklično ulazi i u fazu globalnih ekonomskih kriza.Jedna od posledica ove ciklične faze je i ozbiljno ugrožavanje finansijske pozicije banaka.U slučaju velikih,sistemski značajnih banaka,koje su najčešće međunarodno aktivne preko supsidijara u različitim zemljama,rizik insolventnosti ukazao je da može rezultirati mnogo širim posledicama na ceo privredni i finansijski sistem zemlje.U želji da preventivno deluju u smislu sprečavanja rizika propasti velikih,sistemski,ali i šire,značajnih banaka,Evropski parlament i Savet su usvojili okvir za oporavak i sanaciju kreditnih institucija (Bank Recovery and Resolution Directive - BRRD) kojim je uveden i bail-in mehanizam sa ciljem da se teret oporavka banke prenese na privatni sektor.
关键词：“bail in”;“bail out”;rules and procedures for bank recovery and resolution
其他关键词：“bail in“;„bail out“;oporavak i sanacija kreditnih institucija
