标题:The Effect of Good Corporate Governance Implemetation on Bank Capital and Performance in Indonesia: Risk Management as an Intervening Variable
其他标题:Pengaruh Implementasi Good Corporate Governance terhadap Permodalan dan Kinerja Perbankan di Indonesia: Manajemen Risiko Sebagai Variabel Intervening
摘要:Regulation of Bank Indonesia No. 8/4/PBI/2006 as amended by regulation No. 8/14/2006 about implementation of corporate governance become be a proof why corporate governance important in the banking sector. The purpose of this study was to determine the influence of corporate governance on risk management, bank capital, and bank performance in Indonesia. Implementation on corporate governance is measured by a composit score of corporate governance which is the result of bank self assessment Risk management is measured by Non Performing Loans (NPL). Bank capital is measured by Capital Adequacy Ratio (CAR) and bank performance is measured by Return On Equity (ROE). The result showed that corporate governance affect risk management, corporate governance and risk management does not affect bank capital, and corporate governance do not affect bank performance, but risk management affect bank performance. Thus the risk management can be an intervening variable between corporate governance and bank performance.
其他摘要:Peraturan Bank Indonesia No. 8/4/PBI/2006 sebagaimana diamandemen oleh Peraturan No. 8/14/2006 mengenai penerapan Good Corporate Governance (GCG) pada bank umum menjadi bukti pentingnya GCG dalam dunia perbankan. Tujuan dari penelitian ini adalah mengetahui adanya pengaruh implementasi GCG terhadap manajemen risiko, permodalan bank, serta kineija perbankan di Indonesia. Implementasi GCG diukur dengan nilai komposit GCG yang merupakan hasil self assessment bank yang bersangkutan. Manajemen risiko diukur dengan TVbn Performing Loan (NPL). Permodalan bank diukur dengan Capital Adequacy Ratio (CAR) dan kineija bank diukur dengan Return on Equity (ROE). Hasil penelitian menunjukkan bahwa GCG berpengaruh terhadap manajemen risiko, GCG dan manajemen risiko tidak berpenganih terhadap permodalan bank, GCG tidak berpengaruh terhadap kineija, namun manajemen risiko berpengaruh terhadap kineija. Dengan demikian manajemen risiko dapat menjadi variabel intervening antara GCG dengan kineija bank.