摘要：Small and medium-sized enterprises have the potential to be the bearer of regional development and competitiveness in Serbia.To SMEs could play its role as a sustainable development,it is necessary to obtain adequate support from their own local and regional authorities.However,it is still not eliminated many barriers to the rapid development of the sector.This is primarily related to the informal economy,the overall fiscal appropriation,unavailability of public procurement,monopolies,difficult collection of receivables,excessive paperwork and inadequate attitude of the tax administration,complicated and expensive procedures.The aim of this paper is to point out the specific functions and possible ways of financing small and medium-sized enterprises during the crisis and recession.
其他摘要：Sektor malih i srednjih preduzeća ima potencijal da bude nosilac regionalnog razvoja i konkurentnosti u Srbiji.Da bi MSP mogla da ispune svoju ulogu pokretača održivog razvoja,potrebno je da dobiju odgovarajuću podršku od strane samih lokalnih i regionalnih vlasti.Međutim,još uvek nisu otklonjene brojne prepreke za ubrzani razvoj ovog sektora.To se pre svega odnosi na sivu ekonomiju,ukupna fiskalna zahvatanja,nedostupnost javnih nabavki,monopole,otežanu naplatu potraživanja,preterano administriranje i neadekvatan odnos poreske administracije,komplikovane i skupe administrativne procedure.Cilj rada je da ukaže na specifičnosti funkcionisanja i moguće načine finansiranja malih i srednjih preduzeća,u uslovima krize i recesije.
关键词：small and medium enterprises;regional development;and financing.
其他关键词：mala i srednja preduzeća;regionalni razvoj;izvori finansiranja.
