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  • 标题:The Effect of Financial Literacy and Financial Inclusion on Retirement Planning
  • 本地全文:下载
  • 作者:Rahmat Aryo Baskoro ; Rensi Aulia ; Nur Aulia Rahmah
  • 期刊名称:APMBA (Asia Pacific Management and Business Application)
  • 印刷版ISSN:2252-8997
  • 出版年度:2019
  • 卷号:8
  • 期号:1
  • 页码:11-20
  • 语种:English
  • 出版社:University of Brawijaya
  • 摘要:This study aims to determine the effect of financial literacy and financial inclusion on retirement planning.This study used a quantitative method with 236 respondents and processed by the method of multiple linear regression analysis.The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning,means that the higher financial literacy and financial inclusion of a person,the better their retirement planning.In addition,the results of the study showed that respondents were dominated by moderate financial literacy levels with a percentage of 55.08%,moderate financial inclusion levels with a percentage of 57.20% and high retirement planning levels with presentations of 52.54% of the total respondents.Researchers also conduct additional research by choosing one of the demographic factors,which is monthly income.The results that monthly earnings also influence retirement planning where the higher a person's monthly income,the better their retirement planning.
  • 关键词:Financial Literacy;Financial Inclusion;Financial Behavior;Financial Knowledge;Financial Decisions;Retirement Planning
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