期刊名称:APMBA (Asia Pacific Management and Business Application)
印刷版ISSN:2252-8997
出版年度:2019
卷号:8
期号:1
页码:11-20
语种:English
出版社:University of Brawijaya
摘要:This study aims to determine the effect of financial literacy and financial inclusion on retirement planning.This study used a quantitative method with 236 respondents and processed by the method of multiple linear regression analysis.The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning,means that the higher financial literacy and financial inclusion of a person,the better their retirement planning.In addition,the results of the study showed that respondents were dominated by moderate financial literacy levels with a percentage of 55.08%,moderate financial inclusion levels with a percentage of 57.20% and high retirement planning levels with presentations of 52.54% of the total respondents.Researchers also conduct additional research by choosing one of the demographic factors,which is monthly income.The results that monthly earnings also influence retirement planning where the higher a person's monthly income,the better their retirement planning.