期刊名称：International Journal of Business & Economic Development
印刷版ISSN：2051-848X
电子版ISSN：2051-8498
出版年度：2013
卷号：01
期号：3
页码：1-14
出版社：Academy of Business & Retail Management
摘要：Micro-businesses face various difficulties in obtaining credit.Our research focuses on the demand side for credit through questionnaires addressed to 101 micro- businesses owners in a peripheral region of Israel.We have identified the existence of a market failure: micro-businesses tend to suffer from a lack of information in regard to the existence of credit funds and in regard to loan taking procedures.Many of them are unaware of their need for credit or do not know how and whom to address.We also found that the micro-business population is quite heterogeneous and is in need of tailor-made credit solutions.
