首页    期刊浏览 2024年12月03日 星期二
登录注册

文章基本信息

  • 标题:The cost of banking services and the technical efficiency of a South African bank
  • 本地全文:下载
  • 作者:Gert J van der WSesthuizen ; Chris van Heerden
  • 期刊名称:The Journal for Transdisciplinary Research in Southern Africa
  • 印刷版ISSN:1817-4434
  • 电子版ISSN:2415-2005
  • 出版年度:2008
  • 卷号:4
  • 期号:2
  • 页码:401-417
  • DOI:10.4102/td.v4i2.160
  • 出版社:AOSIS
  • 摘要:Does the performance of one of the four largest banks in South Africa justify the customers’ complaints about the higher bank fees? Data Envelopment Analysis (DEA) was used to estimate the technical efficiency and returns to scale of one of the largest banks in South Africa. The intermediation approach was applied to classify the inputs and outputs and the analyses were conducted with both input- and output- orientation under variable returns to scale. Returns to scale efficiency and technical efficiency for 37 districts over a period of 22 months were estimated. The analyses indicated that 19 districts out of the 37 districts were never fully technically efficient during the 22 months (input- and output-orientated). It appears that customers’ complaints about high service fees are justified.
  • 关键词:Banking services;Bank efficiency;Technical efficiency;Data Envelopment Analysis
国家哲学社会科学文献中心版权所有