摘要：This paper examines the impact of Hurricane Harvey on households disposable incomeand values of flooded houses in South East Texas region. The disposable income analysis isbased upon data obtained from the reports of 10 local credit unions and from the National CreditUnion Administration. The data of the flooded 48 houses are used for the analysis of the valuesof flooded homes pulled from the Multiple Listing Service and the Jefferson County TaxAssessor’s Office. Based on data analysis of this small sample of financial institutions, thefindings suggest that the residents of Southeast Texas obligated to use more of their disposableincome to maintain the pre-Harvey levels. The results of real estate analysis show a significantdrop in value for the flooded houses with few having flood insurance looking at both the salesprices and new appraise values by the tax assessor.
关键词：Hurricane Harvey’s impact; Real estate values; Households Disposable Income
