期刊名称：Ovidius University Annals: Economic Sciences Series
电子版ISSN：2393-3127
出版年度：2012
卷号：12
期号：1
语种：English
出版社：Ovidius University Press
摘要：The present paper presents a theoretical analysis of the approaches on innovation as a determinant of organizational change. A relevant area where technology has produced many effects,bringing the need for innovation in services offered is the financial sector. Following a review of theories on innovation and its propagation,the paper presents the impact on payment systems,highly affected by innovation especially in recent decades and the impact on banks,which occurs much more specifically in the form of structural alteration.
关键词：Innovation;electronic finance;payment systems;banking systems
