期刊名称：Ovidius University Annals: Economic Sciences Series
电子版ISSN：2393-3127
出版年度：2011
卷号：11
期号：1
语种：English
出版社：Ovidius University Press
摘要：The market economy refers to the implicit presence of a banking system which could ensure the mobilization of all the monetary resources of the respective economy and their temporary orientation towards the development of efficient economic activities. The financial risks originate in the impossibility of foreseeing the evolution of the varation of the financial and banking risks. When employing their resources,the banks are confronted with a series of risks determined either by the quality of the organization providing the loan or by the general economic evolution or by the general structure of the bank. For those banks operating in Romania,the risks are even more evident due to the hostile environment in which they operate,but also due to the specificity of the Romanian banking system which is still evolving and adapting to the competitive stringencies of the market economy.
