期刊名称：Ovidius University Annals: Economic Sciences Series
电子版ISSN：2393-3127
出版年度：2017
卷号：17
期号：1
语种：English
出版社：Ovidius University Press
摘要：The market economy necessarily implies the existence of a banking system that ensures the mobilization of all the monetary resources of the economy and their temporary orientation in the conduct of efficient economic activities. Banks through the activity of collecting the financial resources,while guiding them towards those units that require additional temporary financing,fulfill an important role of banking intermediation. Therefore,credit becomes an important tool in stimulating the development of an economy,encouraging certain phenomena according to the objectives set by the economic entities. It has been found that credit is indispensable to an economy,which is why the method of granting it is significant and,in this sense,the function of the bank of financial analyst plays an important role in orienting resources towards the most efficient placements.
