期刊名称：Ovidius University Annals: Economic Sciences Series
电子版ISSN：2393-3127
出版年度：2013
卷号：13
期号：2
语种：English
出版社：Ovidius University Press
摘要：The involvement of commercial banks in transactions with financial derivatives is one of the most controversial topics of the moment. This paper does not aim to resolve the controversy over the relationship between the benefits and the risks of using derivatives by banks,but to find some possible motivations for the banking system in Romania to become more interested in these instruments. The study allowed us to identify at least two reasons for using derivatives by the banks in Romania: the alarming increase of risks in the lending activity and the decrease of profitability of the traditional banking activities. The conclusion that we drew from the analysis is that derivatives may constitute an important tool for hedging credit risk and revival of the banking sector in Romania,provided that they are used with caution by banks.
