期刊名称：Ovidius University Annals: Economic Sciences Series
电子版ISSN：2393-3127
出版年度：2015
卷号：15
期号：2
语种：English
出版社：Ovidius University Press
摘要：Increasing the capacity of SMEs to access finance is important for funding business investment, ensuring businesses growth potential, and for facilitating new business start-ups. The most important sources of finance for EU Small and Medium Enterprises (SMEs) are the external sources: bank overdrafts, bank loans, leasing, trade credit and other loans. The access to external sources for is influences by various factors, structural, cyclical, from supply and demand side. The main obstacles for accessing financing sources, the recent evolutions and trends regarding the SMEs financing but also the main actions and policies taken at the European level are analyzed in this paper.
