出版社：Visoka poslovna škola strukovnih studija, Novi Sad
摘要：The aim of this paper is to identify and analyze important internal and macroeconomic factors that determine the level of non-performing loans in the domestic banking sector thus contributing to the process of managing banks' credit risk.The research is based on the application of linear regression model (OLS).In accordance with the results, we have concluded that the growth in lending activities and the concentration of the five largest banks contributed to the increase in the share of non-performing loans in the credit portfolio of the banking sector.
其他摘要：Cilj rada je da identifikuje i analizira važne interne i makroekonomske faktore koji determinišu nivo problematičnih kredita u domaćem bankarskom sektoru, pružajući tako doprinos procesu upravljanja kreditnim rizikom banaka.Istraživanje je bazirano na pri
关键词：bank's lending activity; non-performing loans; credit risk management;linear regression model (OLS);concentration of banking sector;HHI index
