摘要：Within the globalization process of the world,at the competitive area arised as a result of the rapid increase in the number of banks and their branches in developing countries,the vigorously existance of banks depend on the management of the risks faced successfully. Banks must establish their credit strategies onto a good risk managment. Indeed,it is the inevitable fact that the success of financial institutions depends on having a powerful risk management system. In this study,by using the banking ratios,it is aimed to investigate the credit- risk changes of Turkish Garanti Bank (S.C.) by three-month periods of 2007–2012 and give information about the risk management of Turkish Garanti Bank (S.C.). In conclusion,it is seen that,at Turkish Garanti Bank (S.C.),credit risk is measured and evaluated in accordance with international standards,and all risk management is executing in parallel with Basel II regulations.
其他摘要：Dünyada yaşanan küreselleşme süreciyle beraber,gelişmekte olan ülkelerde bankaların ve şube sayılarının hızla artması sonucu oluşan rekabet ortamında bankaların sağlıklı bir şekilde hayatta kalabilmeleri,karşı karşıya kaldıkları riskleri iyi yönetebilmele
