摘要:The crisis is unfortunately a negative feature specific to recent years which has affected most areas of activity in many countries,including the powerful economical ones. As a direct consequence,the crisis has had a significant and direct impact on people's personal finances. In this paper we propose different solutions which lead to a better administration of personal finances,so that the involved actors to be able to manage difficult situations made by the economic and financial crisis. Thus,we attempted to try to identify and suggest the best ways to manage personal financial resources through bank entities.