期刊名称：Ömer Halisdemir Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi
电子版ISSN：2564-6931
出版年度：2016
卷号：9
期号：2
DOI：10.25287/ohuiibf.211612
语种：English
出版社：Ömer Halisdemir Üniversitesi
摘要：The aim of this study is to determine the macroeconomic and bank -specific internal factors affecting the profitability of participation banks in Turkey. Panel regression analysis is used by quarterly data of 4 participation banks between 2010 and 2014 operating in Turkey and quarterly macroeconomic variables. To refer to the profitability,return on equity and return on assets were used as the dependent variable in the panel analysis. The results of the study reveal that there is a negative relationship between US Dollar effective exchange rate,consumer price index,gross domestic product,fixed assets to total assets ratio and both profitability ratios and also a positive relationship between number of employees and profitability indicators. In addition,it is observed that the industrial production index,the banking sector credit volume,weighted average interest rate of loans applied by banks,unemployment rate and total funds collected to total assets ratio have a statistically significant and positive effect on return on assets. Although real sector confidence index,unemployment rate and credit used to total assets ratio have a negative effect on return on equity,there is a positive relationship between other operating expenses to total assets ratio,off-balance sheet liabilities to total assets ratio,short terms loans used to total loan used ratio and return on equity.
其他摘要：Bu çalışma,Türkiye piyasasında faaliyet gösteren katılım bankalarında karlılığa etki eden makroekonomik faktörler ile bankalara özgü içsel faktörlerin belirlenmesini amaç edinmektedir. Çalışmada,Türkiye’de faaliyet gösteren 4 katılım bankasının 2010 - 201
关键词：Participation Banks;Profitability;Macroeconomic Factors;Internal Factors;Panel Data Analysis
其他关键词：Katılım Bank aları;Karlılık;Mak roek onomik Fak törler;İçsel Fak törler;Panel Veri Analizi
