期刊名称：International Journal of Education and Literacy Studies
电子版ISSN：2202-9478
出版年度：2021
卷号：9
期号：1
页码：86-95
DOI：10.7575/aiac.ijels.v.9n.1p.86
出版社：Australian International Academic Centre PTY. LTD.
摘要：Financial behavior is a means by which a person treats, manages, and uses available financial resources. This research aims to determine the effect of financial literacy and the use of financial technology on financial satisfaction through financial behavior as an intervening factor. Data were collected from 112 economics teachers using purposive proportional random sampling technique. Structural Equation Modeling (SEM) with AMOS 26 software was used to analyze the data. The results of this research indicate that financial literacy has no effect on financial behavior, but the use of financial technology has an effect on financial behavior, financial literacy and the use of financial technology has an effect on satisfaction finance. It was also found that financial literacy and the use of financial technology were mediated by financial behavior. Finally, use of financial technology had no effect on financial satisfaction through financial behavior as an intervening variable. These results have useful practical and theoretical implications.
关键词：Financial Literacy; Use of Financial Technology; Financial Behavior; Financial Satisfaction
