摘要：The concept of infrastructure, education, availability, usage, affordability, inequality, and accessibility of funds remains useful in agricultural productivity. Nonetheless, the most instrumental challenge of rural farmers is the factors mentioned above, which hindered the growth of agricultural productivity over the years in Africa. As a result, this study examines the nexus between gender, financial inclusion, and Agriculture Productivity in Ghana. The study adopted a cross-sectional research design with secondary data sources from the Ghana Living Statistical Survey 7. Data were analyzed using STATA version 15. The objective of the study was analyzed using the ordinary least square method. The study revealed that financial inclusion has a significant positive relationship with agricultural productivity. Also, factors such as age, farm size, household size, ownership of land have a positive impact on agricultural productivity coupled with the low level of education. Results indicate that farm size, equipment ownership, expenditure on inputs, age, marital status, land ownership, household size, and education level are determinants of agricultural productivity. The paper revealed that male farmers are more financially inclusive than their female counterparts. As a result, the study concluded that there are strong links between gender, financial inclusion, and agricultural productivity. The government and other stakeholders in Ghana need legal and institutional transformations that will help meet the needs and constraints of females, especially in the rural communities, to broaden the scope of financial services hence making them financially inclusive.
