期刊名称：International Journal of Distributed Sensor Networks
印刷版ISSN：1550-1329
电子版ISSN：1550-1477
出版年度：2019
卷号：15
期号：9
页码：1
DOI：10.1177/1550147719874002
出版社：Hindawi Publishing Corporation
摘要：This article first expounds the concept of supply chain finance and its credit risk, describes the hierarchical structure of the Internet of Things and its key technologies, and combines the unique functions of the Internet of Things technology and the business process of the inventory pledge financing model to design the supply chain financial model based on the Internet of Things. Then it studies the credit risk assessment under the supply chain financial model based on the Internet of Things, and uses the support vector machine algorithm and Logistic regression method to establish a credit risk measurement model considering the subject rating and debt rating. Finally, an example analysis shows that the credit risk measurement model has a high accuracy rate for determining whether small and medium-sized enterprises in the supply chain financial model based on the Internet of Things are trustworthy. This will facilitate the revision and improvement of the existing credit evaluation system and improve the accuracy of measuring the current financial risk of supply chain. This research adopts the Internet of Things to measure financial credit risk in supply chain and provides a reference for the following researches.
