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  • 标题:Study on the Dynamics of Bank Loans according to the Level of the Interest Rate and the Incomes of the Households
  • 本地全文:下载
  • 作者:Kamer Ainur Aivaz ; Ionela Munteanu Florea ; Marioara Mirea
  • 期刊名称:Ovidius University Annals: Economic Sciences Series
  • 电子版ISSN:2393-3127
  • 出版年度:2019
  • 卷号:19
  • 期号:2
  • 页码:213-218
  • 语种:English
  • 出版社:Ovidius University Press
  • 摘要:In this paper we have deepened the analysis, opting for the use of statistical-econometric models, more precisely a multifactorial regression model that uses as explanatory variables "Population-Loans in lei (expressed in euros)" as a dependent variable and "Average total income per household (expressed in euros) and Interest rate on lending facility (Lombard)" as factor variables. In this study we opted for a multifactorial regression model that represents a generalization of the simple linear regression model, which is based on the processing and analysis of the statistical data sets during 2004-2018.
  • 关键词:population loans in lei;total average incomes per household;interest rate at the lending facility (lombard);factor variables
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