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  • 标题:Crisis risk in the 21st century and their impact on the banking sector
  • 其他标题:RIZIK KRIZA U 21. VEKU I NJIHOV UTICAJ NA BANKARSKI SEKTOR
  • 本地全文:下载
  • 作者:Vesić Tamara ; Petronijević Jovan ; Ravić Nenad
  • 期刊名称:Trendovi u Poslovanju
  • 印刷版ISSN:2334-816X
  • 电子版ISSN:2334-8356
  • 出版年度:2020
  • 卷号:8
  • 期号:2
  • 页码:31-38
  • DOI:10.5937/trendpos2002031V
  • 语种:English
  • 出版社:Visoka poslovna škola strukovnih studija Prof. dr Radomir Bojković, Kruševac
  • 摘要:Just over a decade after the outbreak of the global economic crisis in 2008, the world is once again facing a global crisis caused by the Covid-19 virus pandemic. The paper compares the effects of the crisis on the banking sector with special reference to the measures of the National Bank of Serbia that were implemented in order to preserve financial stability in the Republic of Serbia. It was concluded that the Serbian banking sector has consistently submitted to the moratorium introduced by the NBS, most likely as a consequence of high liquidity and capital adequacy in previous periods. On the other hand, due to the corona virus pandemic, many factories have stopped producing gold, the transport of goods is functioning slowly, which has led to a shortage of gold, so it is almost impossible to buy a gold ducat or gold bar in Europe. As a result, the jump in demand consequently affected the increase in the value of gold. Although bankers quickly adapted to work from home and electronic delivery of services to end users, what is a fact is that in the future we will certainly face new financial shocks, so one of the goals of the work is to create foundations and recommendations for further business research in risky situations.
  • 其他摘要:Nešto više od deceniju kasnije od izbijanja svetske ekonomske krize 2008. godine, svet je ponovo suočen sa globalnom krizom prouzrokovanom pandemijom virusa Covid-19. U radu je izvršena komparacija efekata kriza na bankarski sektor sa posebnim osvrtom na mere Narodne banke Srbije koje su sprovedene u cilju očuvanja finansijske stabilnosti u Republici Srbiji. Zaključeno je da je bankarski sektor Srbije stabilno podneo moratorijum uveden od strane NBS, najverovatnije kao posledicu visoke likvidnosti i adekvatnosti kapitala u prethodnim periodima. S druge strane, usled pandemije korona virusa mnoge fabrike obustavile su proizvodnju zlata, transport roba usporeno funkcioniše, što je dovelo do pojave nestašice zlata pa je u Evropi skoro nemoguće kupiti zlatni dukat ili zlatnu polugu. Posledično, skok tražnje posledično je uticao na povećanje vrednosti zlata. Iako su se bankari veoma brzo adaptirali na rad od kuće i elektronsko pružanje usluga krajnjim korisnicima, ono što je činjenica jeste da nas u budućem periodu sigurno očekuju novi finansijski udari pa je tako jedan od ciljeva rada stvoriti temelje i preporuke za dalja istraživanja poslovanja u rizičnim situacijama.
  • 关键词:financial crisis;banking sector;corona virus;electronic payments;electronic banking;risk management
  • 其他关键词:finansijska kriza;bankarski sektor;korona virus;elektronska plaćanja;elektronsko bankarstvo;upravljanje rizikom
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