期刊名称：Journal of Accounting and Finance in Emerging Economies
印刷版ISSN：2519-0318
电子版ISSN：2518-8488
出版年度：2020
卷号：6
期号：3
页码：821-829
DOI：10.26710/jafee.v6i3.1205
语种：English
出版社：CSRC Publishing
摘要：Financial literacy is the skill to conduct personal and also business finance. Financial literacy shows information and reasoned both for the economy and finance. Financial literacy is able to apply and regulate financial literacy that affects wellbeing. In 2013,the financial services authority (OJK) has conducted a financial survey and the result indicated that only 21.8% of people understand finance and in 2016,the percentage has increased from about 8% to 29.66. Lacking strength of financial literacy gives low effect on financial decisions, including less saving,opting for more leverage,and involved in unprofitable investments. This paper a particular goal to analyze the influence of parental motivation and experience on financial literacy. Research sample is SMEs' Owners in Sumatra,Indonesia,have been sent questionnaires. Based on a sample of 60 respondents it can be concluded that parents' motivation affected their financial literacy. Nevertheless,financial experience by the parents does not affect financial literacy.
