期刊名称：Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
印刷版ISSN：2540-8399
电子版ISSN：2540-8402
出版年度：2020
卷号：4
期号：2
页码：211-228
DOI：10.29313/amwaluna.v4i2.5404
语种：English
出版社：Universitas Islam Bandung
摘要：This research was conducted to find out the financing opportunities of home ownership financing for Islamic banks through Sharia Asset Backed Securities-Participation Letters (EBAS-SP) in Indonesia. This study uses the Analytic Hierarchy Process (AHP) approach, following the priority of the strategy as a solution that can be offered. The results of this study indicate that: First,there are 4 issues of issues in developing the ability to mitigate the risk of home ownership financing for Islamic banks in Indonesia through the asset-backed effect of Islamic assets-participation letters,including legal / structural issues,sharia issues, operational issues and human resource issues. Second;For priority issues in terms of the use of Sharia Asset Backed Securities instruments and Participation Letters are operational aspects and aspects of human resources (HR). Third;the results of this study also show a picture of a solution in the strategy of increasing risk mitigation in PPR products through EBAS-SP for all four issues. And finally,the priority solution in solving problems based on expert agreement is the solution in legal / structural aspects,sharia aspects and operational aspects.
