摘要：Penelitian ini bertujuan untuk menganalisis pengaruh dana pihak ketiga,kecukupan modal,risiko kredit,dan nilai tukar terhadap profitabilitas bank umum syariah yang ada di Indonesia pada periode 2012-2017. Metode yang digunakan adalah metode deskriptif dan verifikatif,dengan sampel 8 bank umum syariah dan menggunakan analisis regresi data panel dengan alat bantu Eviews 10 dan Microsoft Office Excel 2013. Hasil penelitian menunjukkan bahwa variabel dana pihak ketiga,kecukupan modal,risiko kredit,dan nilai tukar berpengaruh signifikan terhadap profitabilitas bank umum syariah dengan hasil uji koefisien determinasi menunjukkan adanya pengaruh sebesar 73,13% dan sisanya 26,87% dipengaruhi variabel lain yang tidak diteliti. Hasil penelitian ini menunjukkan bahwa risiko kredit berpengaruh negatif dan signifikan terhadap profitabilitas. Dana pihak ketiga,kecukupan modal,dan nilai tukar berpengaruh positif dan tidak signifikan terhadap profitabilitas.
其他摘要：This study aims to analyze the effect of third party funds,capital adequacy,credit risk,and exchange rates on profitability of islamic commercial banks in Indonesia in 2012-2017. The method used in this research is descriptive and verifikatif,with a sample of 8 islamic commercial banks and using panel data regression analysis with Eviews 10 dan Microsoft Office Excel 2013 tools. The results showed that the variables of third party funds,capital adequacy,credit risk,and exchange rates has a significant effect on profitability of islamic commercial banks with coefficient of determination test result shows the influence of 73.13% and the remaining 26.87% was influenced by other variables not examined. The results of this study indicated that credit risk has a negative and significant on profitability. Third party funds,capital adequacy,and exchange rates has a positive and insignificant on profitability.
关键词：dana pihak ketiga;kecukupan modal;risiko kredit;nilai tukar;profitabilitas
其他关键词：third party funds;capital adequacy;credit risk;exchange rates;profitability
