摘要：Three distinctive old age pension systems can be distinguished in Western Europe, which differ fundamentally from one another. However, each of the three frameworks of welfare pointed out - represented by Great Britain, Germany and Sweden - was subject to substantial change since the beginning of the 1990s at the latest. Neither the respective direction of this development nor its valuation is yet clear. By analysing the old age pension systems this article demonstrates the three different patterns of welfare which will than be compared to the most important reforms of the last 15 years to get a differentiated valuation of the change. Finally a conclusion is drawn if the historically grown pension schemes remain valid these days.
