期刊名称：Annals of the University of Oradea : Economic Science
印刷版ISSN：1222-569X
电子版ISSN：1582-5450
出版年度：2006
卷号：XV
期号：02
页码：504-507
出版社：University of Oradea
摘要：Liquidity is necessary for banks to compensate for expected and unexpected balance sheet fluctuations.
It represents the bank ability to accommodate the deposit or other liabilities withdraws and to cover the funding
increases.
Liquidity risk management lies of the heart of confidence in the banking system. The actual inflow and outflow of
founds do not necessarily reflect contractual maturities and yet banks must be able to meet certain commitments
whenever they come due.
A bank may therefore experience liquidity mismatches, making its liquidity policies and liquidity risk management key
factors in its business strategy.
