期刊名称：Annals of the University of Oradea : Economic Science
印刷版ISSN：1222-569X
电子版ISSN：1582-5450
出版年度：2005
卷号：XIV
页码：380-383
出版社：University of Oradea
摘要：When granting a credit the bank borrows money from its depositors. They must
manage the money efficiently, make secure investments and reduce the credit risk as much as
possible. In order to reduce this risk, the banks will consult firms specialised in collecting information
regarding the banking risk and meanwhile take into account a series of restrictions in the credit
granting.
