期刊名称：Selcuk Universitesi Sosyal Bilimler Enstitusu Dergisi
印刷版ISSN：1302-1796
出版年度：2007
期号：18
页码：25-47
出版社：Selcuk University
摘要：While the total private final consumption expenditures in Turkey has increased with anaverage of 67,2% in the last 15 years, the consumption expenditures made through the credit cardhave increased with an average of 104,3% per year. In this study, it is researched that to whichextent does the expenditures made through credit cards in Turkey, regarding the other factors,affect the total private final expenditures in Turkey. To do this, a multi-regression analysis isperformed by taking the factors affecting consumption expenditures, disposable income, marketinterest rates, consumption expenditures made through credit cards as independent, and takingtotal private final consumption expenditure as dependent variable. In the analysis 15-year seriesare used. The first differences between the series are taken to have new series and regressionanalysis is refined from time effect. According to the analysis results, the first factor increasingthe total private final consumption expenditure is credit cards and the next is disposable incomewhereas the inflation and the interest rates are not found as important.
