期刊名称：Selcuk Universitesi Sosyal Bilimler Enstitusu Dergisi
印刷版ISSN：1302-1796
出版年度：2007
期号：18
页码：49-66
出版社：Selcuk University
摘要：As banking and finance sector has substantially developed and become global, some steps toensure the standardization in this sector have been taken in this sector. As a result of theseattempts, Basel-1 and Basel-2 criteria were established and these were adopted by many countries.Turkey is one of the countries which agree to comply with these criteria beginning from 2009.Basel-2 criteria especially make credit loan conditions heavier and put heavy conditions onassurance by enterprises. The enterprises meeting these conditions will be able to find creditswith lower interest easier. The enterprises that have difficulty in meeting these conditions willonly be able to contract loans with higher assurances and thus naturally with higher interest.As the date for the implementation of these criteria is approaching, banks and enterprisesshould get ready for them. In our country, banks seem to be getting ready for Basel-2 criteria.However, the same cannot be said about enterprises.
