摘要：Profitability decreased at large organizations and
community banks both locally and nationally,
primarily because of continued problems with real
estate lending. Of the 98 large organizations in the
national sample, 10 percent reported losses in the first
quarter of 2008. An additional 27 percent reported a
drop in income from the fourth quarter of 2007, and
two-thirds of institutions whose income fell reported a
drop of at least 50 percent. These numbers are an
improvement over those from the fourth quarter, when
20 percent of large banks reported a loss, an additional
58 percent reported a decrease in income, and over
half of those reported a decrease of at least 50
percent.1 Among the 5,661 community banks around
the nation, 8 percent reported a loss. An additional 39
percent reported a decrease in income in the first
quarter, and half of those institutions reported a
decline of 50 percent or more.
