摘要：Reforms have been a regular feature of the Nigerian banking system. They
are usually introduced either in response to the challenges posed by factors
and developments such as systemic crisis, deregulation, globalization and
technological innovation or as proactive measures both to strengthen the
banking system and prevent systemic crisis, as is the case in the current
reforms.
The current reforms, widely referred to as consolidation of the banking
system, are part of the broad on-going national economic reforms.
