摘要：Will telephone and Internet
access to traditional financial
services make brick-and-mortar
branch banking redundant?1 R emote
access gives customers better
and faster financial information.
Competition between on-line financial
institutions such as Wells Fargo
and ING2 may therefore lead to
lower loan rates, as traditional financial
institutions battle back, in
part by cutting the labour and real
estate cost of their branch networks.
3 On the other hand, if institutions
now compete through local
bank branches, fewer branches may
lead to higher interest rates for consumers.
Loading...
