摘要：This FSA Discussion Paper (DP) underpins The Turner Review, which is being
published simultaneously. This DP covers the issues set out in Chapter 2 of The
Turner Review and the associated actions, providing further analysis and background
material. Both documents have a common analysis of the main causes of the current
financial crisis. This overview concludes with the list of actions required to create a
stable and effective banking system set out in The Turner Review. This DP contains
no further actions or recommendations. Instead, it discusses options for the policy
choices that need to be made to enable supervisory authorities around the world both
to deal decisively with the current problems and to equip them to react swiftly and
effectively to any future developments that may, once the current crisis is over, again
threaten to undermine financial stability.
