出版社：Suntory Toyota International Centres for Economics and Related Disciplines
摘要：This paper reviews changes in pension policies in EU countries between 1995 and
2005 and describes how they might affect risk of poverty for future pensioner
populations. The pension landscape in Europe has changed considerably in the
past decade and the paper highlights commonalities as well as differences in
pension reforms across these countries. A common trend is that the retirement
incomes drawn from the public pension systems are on the decline, the changes
are likely to shift more risks towards individuals, and there are fewer
possibilities of redistribution in favour of the lower income individuals. The
paper includes exploratory projections of how the risk of elderly poverty might
evolve in the future. The countries where the benefit ratio is set to decline
significantly, as expected, would see at-risk-poverty rates increase quite
substantially, especially during the period 2025-2050, when the bulk of the
decline is expected. This analysis points towards the importance of a more
comprehensive assessment of the reforms, in particular in their impact on
vulnerable groups (such as women and disabled people with disruptive work
history) and in the clarity of the signals they give to individuals in extending
their working career if they want to avoid greater risks of poverty during
retirement.
关键词：Social Security and Public Pensions; Retirement; Retirement Policies; Private
Pensions
