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文章基本信息

  • 标题:SMEs and financing
  • 期刊名称:Insolvenzen in Europa
  • 出版年度:2008
  • 卷号:1
  • 页码:14-14
  • 出版社:Creditreform
  • 摘要:In the European Union, small firms with fewer than 10 employees predominate ¨C they account for 92 percent of all business companies in the EU, according to a recent European Commission survey. The average European company employs seven people, but there are differences between the member countries, due to various structural, institutional and historical conditions. In Greece, for instance, SMEs employ an average of just two people, in Italy the figure is four, in Spain six, in the Netherlands twelve and in Germany ten. In Europe as a whole, people employed in SMEs account for 66 percent of the total workforce; in the USA the figure is 33 percent. One reason for this marked difference is that many micro-enterprises in the USA are sole traders; another is that the lively fluctuation of business start-ups and closures in the USA means that there are always many firms in the start-up phase, with a correspondingly smaller size.
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