摘要：A recent Expert Roundtable at CEPS/ECRI in Brussels
brought together key stakeholders ¨C policy-makers,
consumer advocates, central banks and industry officials
¨C to discuss the state of the harmonisation of credit
reporting systems in Europe, the origins of fragmentation
and possible policy solutions. This was the first
workshop on the subject matter to be held in Europe. The
debate centred on the importance of the collection of
financial information on individuals and companies (socalled
credit reporting) for the sound functioning of
credit markets in Europe. According ECRI Head of
Research, Dr. Nicola Jentzsch, credit reporting reduces
information asymmetries, increases the volume of
lending and allows more effective risk-monitoring.
