出版社:International Bank for Reconstruction and Development;; World Bank
摘要:Governments often come up with strange ways to increase
access to finance for small businesses. “In my country
access-to-credit programs only improve access for those
who run them,” says a businesswoman from Cambodia.
Regulations in Benin, India and Syria cap the interest
rates that banks can charge. And laws in Bolivia, Mali
and the United Arab Emirates exempt real estate and
business equipment from seizure as collateral to cover a
bad debt, giving bankers few incentives to lend.