摘要:This report presents the results of the ECB’s bank lending survey for the euro area that was conducted in April 2007. The cut-off date for receipt of data from the banks participating in this survey was 17 April 2007.
The results show that credit standards for loans to enterprises eased slightly on a net basis in the first quarter of 2007. This follows a period over the past few quarters when standards remained basically unchanged or were slightly eased. Credit standards for loans to households for housing purchases were also eased slightly on a net basis, broadly at the same level as in the previous quarter. Similarly, banks continued to ease, on a net basis, their credit standards to households for consumer credit and other lending.