摘要：This report presents the results of the bank lending survey for the euro area that was conducted in July
2007. The cut-off date for receipt of data from the banks participating in this survey was 10 July 2007.
The results of the July 2007 bank lending survey for the second quarter of 2007 indicate that the credit
standards for loans to enterprises were eased somewhat on a net basis. This follows a period of some
volatility over the past few quarters when standards remained basically unchanged or were slightly
eased. In the second quarter of 2007, banks reported broadly unchanged credit standards for housing
loans to households, following a slight net easing in the previous quarter. Credit standards for consumer
credit and other lending to households were basically unchanged, compared with a net easing in the
previous quarter.
