期刊名称：Financial Stability Review / Bank of Slovenia (Formerly: Financial Stability Report)
印刷版ISSN：1581-9752
电子版ISSN：1581-9760
出版年度：2006
卷号：1
页码：22-22
出版社：Bank of Slovenia
摘要：Over the last three years consumer spending has been relatively dynamic, with growth
between 3.2% and 3.4% over that period. In 2005 it was 3.3%. There have been a number
of factors affecting this vigorous recent growth in household spending. The nominal
convergence of domestic interest rates led to bank interest rates falling quickly in the
run up to Slovenia joining the ERM II. They remained low until 2006, which acted as a
disincentive to household saving at banks, a fact reflected in the weak growth in deposits;
it did however encourage borrowing. The increased spending has led to household
borrowing increasing since 2003, gradually but consistently.
